9760 E Florida Pl, Aurora, CO 80247
3 beds · 3 baths · 1,712 sqft
Welcome to this stunning, spacious, and bright townhome located in the highly sought-after Kensington community of Denver! As you approach, you'll be greeted by a beautiful tree-lined yard that leads to a charming covered front porch, offering a warm and inviting entry. Step inside the bright living room, where large windows fill the space with natural light, creating a welcoming atmosphere. Ascend to the second level, where you'll find an open and airy dining room, perfect for entertaining, adjacent to the modern kitchen. The kitchen boasts granite countertops, stainless steel appliances, ample cabinet space, and sliding glass doors that open to a private balcony—ideal for enjoying your morning coffee or enjoying al fresco dining. The third level is home to a spacious bedroom with vaulted ceilings and a full bath, offering comfort and style. Continue to the fourth upper level, where you’ll discover the primary bedroom retreat, complete with a charming Juliet balcony and a luxurious five-piece en-suite bath featuring dual sinks, a soaking tub, and a separate shower—your own personal oasis. The lower level includes a full bath and convenient access to the attached 1-car garage. On the bottom level, you'll find a versatile third bedroom, a laundry room, and a large storage closet, providing ample space for your needs. This townhome is located in a vibrant community with fantastic amenities, including a pool, fitness center, and dog park, perfect for an active and social lifestyle. Situated in the top-rated Cherry Creek School District and with easy access to shopping, dining, entertainment, and parks, this home offers the perfect balance of suburban tranquility and urban convenience. Don’t miss the opportunity to make this beautiful townhome your own!
Source: RECO #5931155
Source: RECO #5931155
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #5931155
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