9754 Huntington Dr Apt C # C, Rancho Cucamonga, CA 91701
2 beds · 2 baths · 1,104 sqft
Looking for a smart, modern and comfortable home in a prime location? Your search is over! Come explore this beautifully updated upper-level condo in the desirable Huntington Villas, a fantastic community in Alta Loma! This home offers a well-designed floor plan, new dual-pane windows, a cozy corner gas fireplace in the living room, and an elegant dining room adjacent to the kitchen. Enjoy the charm of attractive tile flooring, crown molding, upgraded baseboards, floating shelves in the living room, new electrical outlet above fireplace mantle (for wall-mounted TV/soundbar), new ceiling fans, new linen closet with sliding drawers in hallway, roller sun shades at the patio for heat reduction & privacy, new A/C & heat, along with numerous smart home features. Smart home highlights include: a Nest thermostat, a smart front door deadbolt - with fingerprint sensor, code screen and battery backup, Google doorbell, Kasa smart light switches (can be controlled from your phone), outlets with USB A and C ports, smart Samsung washer and dryer, and Bluetooth speaker bathroom exhaust fans with LED lighting. Both bathrooms feature brand-new shower enclosures with porcelain tile walls (marble floors in the master bath and natural stone floors in the guest bath), sliding glass shower doors; new vanity and sound-insulating construction for the master bathroom. Enjoy the sleek new quartz countertops with round vessel sinks that pour water outward (rather than downward) and water-efficient commodes. The kitchen is a chef’s dream with brand-new Samsung appliances: refrigerator, microwave, and smart stove. It also features soft-close cabinets with extra shelving, a new quartz countertop and stylish hexagonal backsplash with a Schluter finish around the perimeter, a spacious pantry with sliding drawers, a large (deep and wide) stainless steel sink & new garbage disposal. As a bonus, the seller is including the beautiful marble dining room table (& chairs)! There are too many upgrades to list here—feel free to ask for a detailed list if you're interested. This home is conveniently located near the 210, 15, and 10 freeways, just 10-15 minutes from Ontario Airport. You'll also be close to schools, Chaffey College, shopping (Victoria Gardens, Ontario Mills, grocery stores), and entertainment (Quake’s Stadium, The Lewis Playhouse, Pacific Electric Trail, and much more!). This home shows great pride of ownership and is priced to sell. Come take a look, you’ll be glad you did!
Source: CRMLS #CV25053716
Source: CRMLS #CV25053716
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.