9744 Foxglove Cir, Fort Myers, FL 33919
2 beds · 2 baths · sqft sqft
From the moment you drive up you are welcomed home to a stylish designed paver drive, walkway and patio with a nicely landscaped front yard. This beautifully updated home is in move in condition. Located across from the community clubhouse & pool this home features a 2-bedroom split floorplan plus family room and an air-conditioned Bonus/Sunroom for an additional 27’ X 11’ of living space. Some updates include kitchen with granite countertops, stainless steel appliances open to the family room, Impact windows & doors with some exclusions, tile flooring throughout the living areas & laminate in the bedrooms. Additionally updated bathrooms, an inside laundry with sink & sprinklers on city water. In 2019 the AC system & roof were replaced. Around the back you will find a paver walkway connecting two patios for enjoying the Florida sunshine. Low HOA fees and not in a flood zone! The South Pointe South community is conveniently located across from Rutenberg Community Park & Recreation Area and centrally located close to Downtown Fort Myers, beaches, schools, shopping, health facilities, restaurants and entertainment. Great home…Great location…Great price!
Source: FORTMYERS #224076618
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224076618
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224076618
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.