9742 Burntwood Ct, Highlands Ranch, CO 80126
3 beds · 3 baths · 2,058 sqft
Get a free consultation call with an expert in the mortgage assumption process.
THIS HOME IS TRULY TURN-KEY!! EVERYTHING HAS BEEN DONE! OVER 30K IN IMPROVEMENTS OVER THE LAST 2 YEARS!! ASSUMABLE FHA LOAN is also in place, 3.99%...Welcome to an Entertainer’s Dream Home in the "Best Neighborhood" in Highlands Ranch. Nestled in a quiet cul-de-sac only steps from highly rated Bear Canyon Elementary. This home was designed for effortless living and entertaining, the spacious, open floorplan flows beautifully, offering inviting spaces and seamless access to two main-floor outdoor living areas that open into a private, beautifully landscaped backyard. Lounge in the shade under the covered back patio with built-in seating, or soak up the sun while dining on the open deck off the dining room. When the evening winds down, retreat to your private balcony off the primary suite with a beverage in hand. Inside, the newly remodeled kitchen offers quartz countertops, custom backsplash, expansive eat-up island, custom lighting, faucet and a wonderful pantry. The new hardwood floors as well as newly refinished older hardwoods are throughout the main level. The vaulted ceilings, the sky lights and the abundance of windows brings in so much natural light. The lower family room area offers such nice space with sliding glass doors leading out to the covered deck. The basement is finished and offers another potential bedroom, family room, or office! The upstairs offers the primary bedroom with a beautifully remodeled primary bath that offers a spa-like escape with a custom rain shower. Two additional bedrooms with new ceiling fans, custom paint and nice windows! With three parks within walking distance and easy access to all four of Highlands Ranch’s renowned recreation centers—featuring pools, batting cages, fitness classes, climbing walls, ball courts, and over 8,600 acres of open space—you’ll love the lifestyle this location offers.
Source: RECO #2582621
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #2582621
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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