9738 Rustic Gate Rd, La Porte, TX 77571
4 beds · 2 baths · 1,406 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 9738 Rustic Gate Rd, a charming 4-bedroom, 2-bath one-story home in La Porte! This well-maintained property sits on a spacious lot and features a newly remodeled primary bath with double sinks, a separate shower, and modern finishes. The roof and gutters are just over a year old, offering peace of mind for years to come. Inside, you'll find high ceilings, window coverings, and a cozy wood-burning fireplace that adds warmth to the living area. The kitchen includes an electric cooktop, freestanding oven, and ample prep space—ideal for everyday living or entertaining. The fully fenced backyard offers a new covered patio deck installed in May 2024, perfect for relaxing or hosting guests. Additional features include central electric heating and cooling, ceiling fans throughout, and a classic brick exterior. Conveniently located near shopping, dining, and recreational options. Don’t miss out—schedule your private showing today and come see all this home has to offer!
Source: HAR #44658687
Source: HAR #44658687
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.