9734 SABLE CANYON DR, Richmond, TX 77406
Like-new corner lot! ALL APPLIANCES INCLUDED, MOVE-IN READY! Built in 2017, yet gently lived in. The 3 secondary bdrms upfront never lived in. Enjoy the privacy of the primary bdrm located at the rear of the home, complete w/bay window, dual vanity, soaking tub, shower, & walk-in closet. Well-appointed kitchen, nicely upgraded natural quartz (omega stone) countertops w/gas cooktop, open to dining & living areas. Upgraded flooring in common areas & primary bdrm, carpet in 3 secondary bdrms. Pool-sized backyard w/covered patio & ceiling fan. Take a relaxing stroll on the jogging/walking path around the lake, or take a dip in the community pool. The littles can enjoy the kiddie pool, splashpad & playground. Pavilion is available for gatherings, first come, first serve basis at no charge! Community is located next to Bentley Elementary, & less than 10-minute drive to Briscoe Jr. High & Foster High School. Close to FM 359, West Grand Pkwy & Hwy 99. You’ll want to call this beauty HOME!
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #28259399