9729 Asbel Estates St, Land O Lakes, FL 34638
5 beds · 3 baths · 2,260 sqft
Welcome to Asbel Estates and this gorgeous Must See 5 bedroom 3 bath Pool home in Beautiful Land O Lakes.. This gorgeous home features spacious living areas perfect for family gatherings, entertaining and more. The laminate floors add a touch of warmth and lead to a Spacious Kitchen with Stainless Steel Appliances, Corian Counter Tops and Lots of Cabinet Space for the Pickiest Cooks. This Large home offers a Living Room / Dining Room area and a Separate Family Room. There is a Bonus Room upstairs along with the 5th Bedroom. The Large Primary Bedroom is on the First Floor for your convenience. There is a Central Vacuum System throughout the house and an Inside Laundry Room for your convenience. The Washer and Dryer do not Convey. The laundry Room leads out to the Large 3 Car Garage with Garage Door Openers. The Back Yard is perfect for Entertaining. The Pool is Very Inviting, and you can look out over the Pond while you Barbeque and Swim. The Fenced in yard is Perfect for your Fur Babies. Buyer to verify all measurements and Community Rules. MORE PHOTOS TO COME.. Seller is in middle of packing. Excuse the Mess...
Source: STELLAR #TB8354003
Financials
Source: STELLAR #TB8354003
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.