9725 Country Vistas Way, Peyton, CO 80831
5 beds · 3 baths · 3,019 sqft
Welcome home to this spacious 5 bedroom, 3 bath, rancher complete with a finished basement nestled in beautiful Meridian Ranch. Approaching this home, you will notice the lot placement that gives you an exceptionally long driveway to the 2 car garage already ready for EV Charging. Located on the curve in the road, the backyard is a massive space. The curb appeal is astounding with the brick accents to the covered entryway. Entering the home you will find 3 of the 5 bedrooms on the main level to include the primary. The kitchen is spacious with solid stone counters, all appliances to include the gas stove and a pantry. Entertaining is easy with the open concept kitchen, dining room, and massive living room with a walk out to the wood deck. Main level laundry including the washer and dryer, leads out to the garage space. The primary bedroom fits all of your needs with the sheer size coupled with vaulted ceilings and an en suite 5 piece primary bath. The other 2 bedrooms on the main level are large on their own and have their own full bath. Heading downstairs, you will find a huge finished basement with a family room, 2 more large bedrooms, another full bath, and a utility room featuring a whole house humidifier. Security is at a premium with 2 included Ring cameras, a Ring Doorbell, and a Ring battery backup. Save money on utility bills with included Solar Panels to be paid off at closing. While this home is only 6 years old, enjoy the newly installed carpet throughout the home. The lot is easy to maintain with the majority of the property xeriscaped. Don't miss out on the community features including a club house, fitness center, tons of open space and walking trails, and pool. Request your private showing of this amazing deal before it flies off of the market!
Source: PPMLS #8711056
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #8711056
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #8711056
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.