9720 Rolling G Rd, Fountain, CO 80817
3 beds · 2 baths · 2,453 sqft sqft
Discover the charm of this updated Fountain home, perfectly nestled on a serene, half-acre lot with mature trees. This spacious property offers a tranquil rural setting, yet is minutes away from local conveniences. The interior has been thoughtfully enhanced with numerous updates, from the beautifully renovated kitchen featuring stainless steel appliances and a dry bar, to the upgraded bathrooms and new flooring. The kitchen and breakfast area boast elegant slate tile flooring, and the main floor offers flexible living spaces, ideal for an office, playroom, or formal dining area. Step outside to enjoy the beautifully landscaped backyard, complete with raised garden beds and a flagstone patio, perfect for outdoor entertaining. The under-deck storage is versatile and can even serve as a dog run, while additional storage is available in the crawl space and the extra storage shed. Relax on the renovated deck and take in the scenic views or retreat to the enclosed sunroom for year-round comfort. The lower level presents a luxurious master suite with a spa-like bath, complete with an oversized jetted tub, rain shower, and an expansive walk-in closet. Cozy up in the finished basement family room with its inviting fireplace, or gather in the main living room by the second pellet stove. Practical updates include newer vinyl windows, central air, a water softener, and a whole-house humidifier. This property also features ample storage with three garages, a workshop, and a renovated gym/office space in the detached garage. The large lot provides room for all your hobbies and toys, while the peaceful setting makes it feel like a private retreat. Don’t miss this rare opportunity to own a home with so much space and versatility in Fountain.
Source: PPMLS #7626158
Interest rate and monthly payment estimated based on public records.
Source: PPMLS #7626158
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7626158
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.