9718 E Radioactive Dr, Mesa, AZ 85212
4 beds · 3 baths · 2,160 sqft
Welcome to this stunning home in the highly desirable Eastmark community! As you step inside, you'll be greeted by beautiful wood plank tile flooring and fresh neutral paint that creates a bright and inviting atmosphere. The gourmet kitchen is a true standout, featuring an upgraded range hood, sleek slate appliances, quartz countertops, white shaker cabinets with modern black hardware, a stylish single apron sink with an upgraded black faucet, and ample cabinet space for all your storage needs. The kitchen overlooks the main living area, which is filled with natural light and includes an upgraded ceiling fan for added comfort. The primary suite is impressive in size and offers a luxurious retreat with dual sinks, a vanity space in between, and a massive walk-in shower that's tiled to the ceiling, complete with a rainfall showerhead and a bench seat. Each of the three additional bedrooms is perfectly sized, with two featuring their own walk-in closets. One of the guest bathrooms even boasts a sleek black-framed shower for a modern touch. The last bedroom is a standout feature, complete with a stylish black shiplap accent wall, built-in shelves, and convenient desk space. Step outside to your backyard oasis, where you'll find a sparkling pool with a pool-length baja step, a relaxing pergola, and low-maintenance artificial turf, perfect for entertaining. Living in Eastmark means embracing a resort-style lifestyle with access to luxurious pools, splash pads, numerous parks, Steadfast Farm, and the state-of-the-art clubhouse, "The Mark," which hosts year-round events and activities. Don't miss the opportunity to make this exceptional home your own!
Source: ARMLS #6834620
Financials
Source: Public records
Source: ARMLS #6834620
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.