9716 Mulberry Marsh Ln, Sun City Center, FL 33573
3 beds · 3 baths · 1,663 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Buyer Incentive of 1 Year Interest Rate Buy Down! Welcome home to this immaculate 2 story Townhouse built in 2020! This unit has been well maintained and is move-in ready and offers 3 spacious bedrooms, 2 1/2 baths and a 1 car garage with automatic opener. You will love the high ceilings on the first floor and the open floor plan with a large great room with living and dining combo. The gorgeous kitchen overlooks the sizable living space. The open kitchen features plenty of white cabinetry, granite countertops, double stainless undermount sink, upgraded kitchen faucet, closet pantry with shelving, recessed lighting, GE Stainless appliances to include a GE Stainless Refrigerator with water and ice dispenser, glass top GE Stainless Stove, GE Dishwasher and GE Stainless Microwave. The first floor offers tile flooring throughout and a 1/2 bath. 2nd Floor includes 3 full size bedrooms with ceiling fans and window blinds, laundry room with full size GE Washer and Dryer and 2 Full Baths. The 2nd Bath has a tub/shower combo. The Primary Bedroom is 17x12.5 and features an ensuite bath with double sink vanity with cabinet storage, a spacious shower with glass door and a walk-in closet with plenty of shelving. Enjoy relaxing at the screened lanai overlooking the courtyard views. Additional upgrades include a beautiful glass insert in the front door, double pane windows, hurricane shutters, first floor ceiling height is 9 Ft+ and a screened lanai. Low HOA Fees ONLY $263 per month and includes Spectrum Cable, Internet, Community Pool maintenance & access, grounds maintenance & exterior painting. NO FLOOD INSURANCE REQUIRED. FHA ASSUMABLE LOAN OPTION at 3.125% Interest Rate. Approximate FHA Loan Payoff is $170K
Source: STELLAR #TB8349630
Source: STELLAR #TB8349630
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.