9709 Tam O Shanter Dr, Upper Marlboro, MD 20772
4 beds · 3 baths · 2,165 sqft
Welcome Home! This light-filled contemporary designed single family home boasts 4 large bedrooms and 2.5 newly remodeled baths, with an oversized sunroom off of the kitchen, and a family room with built-in fireplace. The living room and separate dining room have new LVT/LVP flooring, and the upstairs has brand new carpet. The owner's suite is expansive and has its own sitting room and dressing area, along with a nicely appointed full bath, having glass enclosed 2-person shower stall with opposite side oversized shower heads. This home has plenty of closet space, as the owner's suite alone has 3 double closets nearly covering wall to wall of one side of the owner's suite, and the upper-level hallway has its own double closet plus an additional linen closet. A walk-up attic adds more storage space. The eat-in-kitchen has stainless steel appliances including a double wall oven, and a pantry. The mudroom outfitted with a Washer and Dryer is located off of the kitchen and has its own separate entry. All 4 of the bedrooms have ceiling fans, to compliment the Central A/C. The full bath off of the upper hallway has dual vanity sinks, and a separate shower/commode room for privacy. The comforts of this home don't stop with the interior, as the exterior grounds of this home are designed with enjoyment in mind. The in-ground pool and hot tub offer the perfect mix of recreation and relaxation. Head on over to the deck, where ample table/chair space and grill space awaits, just overlooking the pool and rock-bed with a waterfall. Just off the deck is a bonus entertainment space found in the fully improved shed/barn, which is outfitted with TVs, a bar, and A/C. The hardscape / landscaping throughout the yard gives off a slight feeling of being at a retreat. The original windows have been replaced throughout, the H/W Tank is new, the roof is less than 2 years old. Parking -- not a problem, as this home has an extended oversized driveway which can easily accommodate 4 vehicles, plus you have the attached 1-Car Garage. This home has too many perks to list! Grocery and retail shopping centers are just stone's throw away, and major commuter routes are nearby (Rte. 301; Rte. 5; Rte. 4).
Source: BRIGHT #MDPG2147432
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #MDPG2147432
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.