9708 Kinmore Dr, Groveland, FL 34736
4 beds · 2 baths · 2,103 sqft
**Seller will offer $5,000 credit toward the buyers at closing if a full price offer is given.** There are brick pavers in the driveway that lead to the entry way of the home. This spacious 4-bedroom, 2-bathroom gem boasts a stylish and open floor plan designed for both comfort and convenience. The heart of the home is the stunning kitchen, featuring elegant quartz countertops, a large quartz island, and stainless-steel appliances perfect for entertaining, and sleek 42-inch cabinets that offer ample storage and a touch of luxury. The 4th bedroom doubles as an office. The home also features upgraded light fixtures and ceiling fans throughout, adding a contemporary flair to the inviting living spaces. Elegant quartz countertops are in the primary bathroom too. This home includes the Kohler DTV prompt digital showering system in the primary bath. The primary closet has a gorgeous closet system. Step outside to your private fenced backyard, complete with a cozy patio that's perfect for outdoor dining or relaxing. The primary bedroom and the 4th bedroom have luxury vinyl flooring. The other two bedrooms have carpet. The rest of the house has ceramic tile flooring. Located in a vibrant community, you'll have access to fantastic amenities including a refreshing swimming pool, a fun kids' playground, and a dedicated dog park for your furry friends. It has direct access to the South Lake Trail in front of the community for the walking, running, and bicycling enthusiasts. It is close to the Publix grocery and shopping center too. Don't miss the opportunity to own this beautifully appointed home in a community that offers both modern living and exceptional amenities. Schedule your viewing today to see this beautiful Kensington Flex model and make this dream home yours!
Source: STELLAR #g5087453
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5087453
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #g5087453
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.