9705 Sage Creek Dr, Sun City Center, FL 33573
4 beds · 2 baths · 2,278 sqft sqft
Welcome to this stunning, high-tech 5-bedroom, 2-bath home with a 3-car garage, offering both luxury and functionality in the heart of the Belmont community, including a 13 month HOME WARRANTY, for peace of mind. This property is enclosed by a privacy fence and showcases a large, covered front porch that sets the stage for its warm, inviting ambiance. Enter the home and you are greeted with double French doors with built-in privacy shades, leading to the versatile 5th bedroom that doubles as an office or den. Inside, enjoy a thoughtfully designed split bedroom, open floor plan featuring vaulted ceilings, recessed lighting, ceiling fans in every room, and tile floors throughout the main living areas. The home comes equipped with modern conveniences, including a built-in wall speaker system, a comprehensive security system with cameras, a smart home setup, and a Nest thermostat. Storage is ample, with built-in shelving in the garage, a reinforced attic floor, and cabinetry with a finished laundry tub in the laundry room. The upgraded irrigation system with Beehive Orbit Wi-Fi technology ensures the beautifully landscaped backyard stays lush and green. The kitchen is a chef’s dream, boasting 42” staggered upper cabinets, stainless steel appliances, granite countertops, a massive walk-in pantry, reverse osmosis water filtration, abundant counter space, and an oversized island with room for seating. The primary suite features a large bedroom, dual-sink vanity, oversized shower, separate water closet, linen closet, and a spacious walk-in closet with built-in shelving and a stylish glass barn door. Step outside to enjoy the Florida lifestyle on the expansive, screened lanai with dual ceiling fans, overlooking tranquil, upgraded landscaping with curbing, a paver BBQ patio, and a backyard shed for additional storage. Within walking distance, you’ll find an elementary school and numerous community amenities, including two pools (lap and resort-style with zero-entry), playground, fire pits, basketball and tennis courts, and a dog park. Belmont offers easy access to grocery stores, dining options, major retail, sports complexes, schools and nearby attractions like Goodson’s Strawberry Farm & Cafe, the Apollo Beach Nature Preserve, and Teco Manatee Viewing Center. Commuting is a breeze with quick access to US 301, US Hwy 41, and I-75, providing routes to Tampa, St. Petersburg, and Sarasota, as well as three international airports, concert and major league sporting venues. This home embodies the best of modern living with premier community features, waiting for you to make it yours.
Source: STELLAR #tb8315221
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8315221
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8315221
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.