9705 Kensley Rose Dr, Killeen, TX 76542
4 beds · 2 baths · 1,737 sqft
Welcome to Your Next Chapter at 9705 Kensley Rose, Killeen TX! Step into this beautifully designed Texas Cali plan, a one-story home that blends modern style with practical living in the vibrant Yowell Ranch community. This 2022-built gem offers 4 spacious bedrooms, 2 full baths, and an inviting open floor plan, perfect for both relaxing evenings and lively gatherings. As you walk through the front door, you’re greeted by a long foyer leading into the heart of the home—a bright and open kitchen, breakfast area, and family room combo that truly feels like the hub of the house. The kitchen, with its sleek countertops, updated cabinet pulls, and stainless steel appliances, is ready for your culinary creations. Imagine hosting weekend brunch at the breakfast bar or gathering for dinner with loved ones in the dining nook. Your living space extends outdoors with a covered patio, perfect for summer BBQs, morning coffee, or evening relaxation in your sizable backyard—an ideal spot for outdoor living. The primary suite is your personal sanctuary, featuring a sloped ceiling, a spacious walk-in closet, and a private en-suite bathroom that makes for a luxurious retreat at the end of the day. The three additional bedrooms offer flexibility for a growing family, a home office, or a guest room. Located in the newer side of Yowell Ranch, this home sits just a few minutes’ walk from the newly built community pool and playground. Love the outdoors? This neighborhood is packed with amenities—walking trails, dog parks, basketball courts, and even a fishing pond. With a brand-new high school and middle school nearby, this area is perfect for families looking to plant roots in a blossoming community. At $272,000, this home gives you more space and a larger yard than many of the newer construction options in the area—making it a rare find. Don’t just buy a house—create a home and a lifestyle at 9705 Kensley Rose.
Source: ACTRIS #9074128
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #9074128
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #9074128
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.