9702 Sage Creek Dr, Sun City Center, FL 33573
6 beds · 3 baths · 3,362 sqft
Welcome to your dream home! This stunning Trenton model offers 6 spacious bedrooms, 3 full bathrooms, a den/office and a versatile upstairs loft/flex space. The upstairs loft is massive, providing ample space for everyone. This two-story home is one of the largest plans built in the Belmont community. The first floor is brightened by a contemporary open design that unifies the kitchen, family room and dining room. Off the foyer is a versatile bedroom and flex room, while the owner's suite is nested in the back for privacy. Upstairs are the remaining four bedrooms and an expansive loft. Upon entering, you’ll find a downstairs guest bedroom with a full bathroom perfect for your guests and a den/flex space perfect for a home office. The spacious kitchen boasts plenty of cabinet space and a huge island, and a walk-in pantry. The spacious family room, with plenty of windows that brings lots of natural light and sliding glass doors leading to the backyard, makes entertaining a breeze. The first-floor master suite features dual sinks, a walk-in closet, a shower, and an enclosed water closet. Upstairs, you’ll find 4 oversized bedrooms sharing a large bathroom with dual sinks and an enclosed shower space. The bonus loft area measure over 400 square feet and offers endless possibilities—think theater room, playroom, or man cave! The backyard is spacious, and the Belmont community in Ruskin is a peaceful haven with resort-style pools, tennis and basketball courts, a dog park, walking trails, an elementary school, and fishing ponds. Conveniently located near I-75 and US 301, you’re just a short drive from the beaches, military base, Brandon, and Tampa. Plus, a new Publix supermarket, shopping, and dining are just minutes away. Schedule your private tour today and discover all the amazing features this home and community have to offer!
Source: STELLAR #tb8315176
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8315176
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8315176
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.