9701 Kensley Rose Dr, Killeen, TX 76542
4 beds · 2 baths · sqft
Welcome to your dream home in the vibrant Yowell Ranch community, where charm and comfort await you. This lovely residence features 4 spacious bedrooms, 2 full bathrooms, and an attached 2-car garage. As you approach, a covered porch warmly welcomes you. Step inside and experience the bright ambiance created by high ceilings and abundant natural light that fills every room. The home showcases recessed lighting and a blend of tile and carpet flooring, seamlessly merging modern style with comfort. The inviting family room is perfect for relaxation and gatherings. At the heart of the home, the kitchen is a delight for any cook, featuring a large center island, granite countertops, pantry, and modern appliances. The eat-in area with a breakfast bar flows effortlessly into the family room, creating a cohesive space for family and friends. Additional features include a dedicated laundry area equipped with washer and dryer connections and a water softener for added convenience. The primary bedroom, adorned with soft carpeting, serves as a cozy retreat, complete with an ensuite bathroom featuring a spacious vanity, a large walk-in shower, a private water closet, and an expansive walk-in closet to accommodate all your storage needs. The split-bedroom layout enhances privacy by keeping the secondary bedrooms separate from the primary suite. Step outside to the back patio, an ideal space for outdoor relaxation, and enjoy the expansive backyard, perfect for outdoor activities and surrounded by a wooden privacy fence for security and seclusion. This home also boasts impressive community amenities, including two refreshing pools, splash pad, playground, scenic walking and biking trails, convenient park access, a basketball court, a dog park for your furry friends, and a tranquil pond that enhances the serene environment. Explore all that this delightful home and vibrant community have to offer—schedule a tour today!
Source: CENTRALTEXAS #560559
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #560559
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #560559
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.