9687 Bear Creek Rd, Guthrie, OK 73044
5 beds · 4 baths · 4,487 sqft
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Extraordinary home that offers everything you've dreamed of and more. 5 spacious bedrooms, 4 luxurious bathrooms, and a 3-car garage. Centered around a magnificent 2-story stunning entry way and 2 story living room that exudes elegance and comfort. Custom cabinets throughout. Kitchen is a chef's delight, New top-of-the-line Kitchen-Aid appliances worth $25K. NEW CARPET just installed with upgraded carpet padding (spent $10K). A cozy dining nook and a large formal dining room perfect for entertaining. The massive primary suite is conveniently located on the main level, providing a private retreat with all the comforts you desire. An additional bedroom and bathroom, a walk-in pantry, and the primary laundry room complete the lower level, ensuring convenience and functionality. Upstairs, you'll find a large loft/bonus room/game room and the ultimate media room movie-watching experience. 3 additional bedrooms and 2 more bathrooms provide ample space for family and guests. A 2nd laundry room for added convenience. The outdoor space is a true paradise, featuring an 40'x18' pool ($115K spent) and meticulously landscaped surroundings ($100K on landscaping). Enjoy evenings by the outdoor fire pit or relax by the two serene ponds. A retaining wall, prepared pads for a shop and pool, and a covered patio add to the outdoor charm. Steel Frame back patio, Irrigation throughout the front and back yard, 1000 gallon propane tank. Updated intercom system throughout the house. Whole house filtration and soft water system. New carpet, beautiful hardwood floors, and tile throughout major walkways. New well pump and new septic system pump. Incredible home warranty that is transferable (American Home Shield).Hard-wired security system with 8 exterior cameras that will stay with the home. This home is truly a masterpiece with every detail carefully considered. Please see supplements for a full list of updates. Don’t miss the opportunity to make this incredible property your new home!
Source: MLSOK #1127311
Source: MLSOK #1127311
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.