967 Wedgewood Dr, Winter Springs, FL 32708
3 beds · 2 baths · 1,472 sqft
Your POOL HOME ON THE GOLF COURSE is Ready! Don't wait, come over, walk through it; this is YOUR home, don't let someone else beat you to it! Your kitchen has granite countertops, sink/faucet, stainless steel dishwasher, lighting, generous cabinet space and closet pantry. All bathrooms have new solid-surface countertops, new cabinets, new tile flooring, new lighting/mirrors/toilets and existing full tile surround in the showers. Keep organized in your Master Suite with a 8’ deep x 6’ wide walk-in closet! Spacious/open dining room with granite bar top and living room with stone fireplace and vaulted ceilings. Enjoy coffee/tea, snacks, playtime and relaxation out in the pool or in either of the 2 screened in patios, one patio in the front and one in the rear facing the golf course. No need to keep looking, just come in & fall in love....it's soooo....peaceful!! Buyer to verify all room measurements, lot dimensions, square footage and HOA deeds/bylaws/restrictions. Ceramic tile in all wet areas, in 3rd bedroom, enclosed front porch and in screened porch. Carpet in master and second bedroom. Stainless steel appliances! Painted inside and exterior with tasteful neutral colors. Master walk in shower, updated vanities! MUST SEE TO APPRECIATE! Huge, screened porch overlooking the Golf Course part of Tuscawilla Country Club! Soaring high beamed ceiling! Spacious screened porch overlooking the golf course. Oversized garage. Quiet beautiful tree lined street. Priced to sell. Close to shopping and restaurants. A+ Seminole county schools! Call for an appointment today, must see to truly appreciate. Roof replaced in 2020! Water heater replaced in 2022. Screened Enclosed Pool resurfaced in 2021!
Source: STELLAR #o6261149
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6261149
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6261149
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.