9669 Waterway Passage Dr, Winter Garden, FL 34787
4 beds · 3 baths · 2,343 sqft
Under contract-accepting backup offers. Welcome to this beautifully updated 4-bedroom, 3-bathroom home located in the resort-style, maintenance-free community of Waterleigh. From the moment you arrive, you’ll notice the attention to detail—from the sealed paver driveway and front entry to the 8-foot Georgian-style fiberglass front door. Inside, enjoy the warmth of wide plank luxury vinyl flooring, fresh interior paint, and designer lighting. The home features Berber carpeting, a chef-inspired six-burner convection/air fryer stove, and a Ring doorbell with a full security system, including cameras and sensors on every window and door. One of the standout features is a spacious first-floor bedroom complete with a closet and full bathroom—perfect for guests or multigenerational living. Relax in the screened lanai with added privacy or unwind knowing the exterior was freshly painted in 2024 and the lawn is professionally maintained by the HOA. This home was made for easy living. Waterleigh offers an incredible lifestyle with clubhouses, fitness centers, three community pools (plus a fourth coming soon), playgrounds, and walking trails. Whether you’re working from home or enjoying a day off, this community makes it easy to balance life, fun, and relaxation. Come see what makes this home the perfect blend of comfort, security, and style!
Source: STELLAR #S5124834
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #S5124834
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.