9659 Kings Grant Dr, Murrells Inlet, SC 29576
3 beds · - baths · sqft
Kings Grant is a well-established neighborhood in the Murrells Inlet area, conveniently close to the South Strand beaches, local shops, and some of the finest seafood restaurants on the coast. This updated residence features LVP flooring throughout and vaulted ceilings in the living room. Relish the charming corner fireplace and the open-concept living space. The kitchen is equipped with stainless steel appliances, solid surface countertops, a tile backsplash, and ample storage including an attached pantry. The adjacent dining area seamlessly transitions to the outdoor covered porch, perfect for evenings outdoors. The home offers a split bedroom floor plan with three bedrooms, and two full bathrooms, with plenty of storage in the attached oversized two car garage including attic space above. The private backyard, enclosed with 6-foot fencing, includes a hot tub for relaxing under the stars after a long day. Take advantage of the community pool during the hot summer days located conveniently across the street. The neighborhood is golf cart-friendly and just a short drive to the beach, with the added benefit of low HOA dues. Be sure to add this home to your list before it's too late!
Source: MYRTLEBEACH #2426810
Interest rate and monthly payment estimated based on public records.
Source: MYRTLEBEACH #2426810
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2426810
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