9658 SWEETWELL PL, Riverview, FL 33569
Welcome to your dream townhome in the newly situated Calusa Creek community. This section has the best views in all of the community offering the enjoyment of both creek and conservation views right from your own backyard!! This spacious haven boasts a prime location within walking distance to shops, top-rated schools, post office, a new hospital and more. GREAT FOR MEDICAL PROFESSIONALS who need to be close to the hospital with only a 2 minute drive away! Experience the luxury of modern living in this 2 year old home, eliminating the wait for new construction which is almost sold out! With 3 bedrooms, 2.5 bathrooms, and 1679 square feet of heated living space, this townhome offers ample room for relaxation and entertainment. Enjoy serene water and conservation views from your screened in and covered lanai. While inside, discover a chef's kitchen featuring beautiful white cabinets, granite countertops, and stainless steel appliances with the ambiance of recessed lighting above. All bedrooms are situated on the 2nd level along with a convenient loft space and laundry closet. Your fur baby will love their own cozy bed under the stairs! Additional features include a 1-car garage with electronic keypad entry and an electric charging station, perfect for eco-conscious homeowners. ADT security system and front door electronic lock and key pad, high ceilings, upgraded shower heads in each bathroom and More! Dive into the convenience of community amenities which includes a pool and dog park, all just steps away from your doorstep! With maintenance free HOA, covering lawn care, exterior maintenance and the roof, you have more time to enjoy the highly sort after Florida Lifestyle! The location is ideal for those needing quick access to US-301, I-75 and the Crosstown Expressway! ***Seller will consider closing cost assistance *** Schedule your showing TODAY!
You may be able to put down less than the total down payment amount of $117,028 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3507299