9655 Pembrooke Pines Dr, Sun City Center, FL 33573
3 beds · 3 baths · 1,701 sqft
Better than new! This 2020 well appointed Townhome offers all of the convenience of townhouse living and all of the space of a single family home with a spacious 1701 heated square feet. The open floor plan is perfect for entertaining your family and friends. The desirably beautiful kitchen cabinetry is topped with natural granite counters, offering a convenient peninsula bar, pantry storage and eat in dining area. Sliders from the kitchen lead to the patio which overlooks a beautiful green area. The entire kitchen is open to the spacious living room. Also on the first floor is your guest bathroom and coat closet. An entertainers dream! Upstairs you will find a gorgeous primary suite with a huge walk in closet. The second and third bedrooms also have ample space and storage. Don’t worry, for your convenience the laundry room is upstairs, and there is a quaint loft area at the top of the stairs which could accommodate, a pull out futon for additional guest quarters, a desk area, craft space, or whatever you can imagine. The garage also boasts a built in overhead built-in rack that hold up to 300 pounds. Cypress Creek Townhomes provide amenities on grounds such as an open clubhouse are, locked mailboxes and a refreshing pool area with seating. As a homeowner in the townhouse community you are able to enjoy the amenities in neighboring community of Cypress Creek as well. Centrally located to the action and nightlife Tampa, the restaurants in Riverview, and minutes to EG Simmons Conservation Park which offers Kayaking Picknic/Grill Area, Fishing, Camping, and hosts many exciting events. This is a must see!
Source: STELLAR #tb8329553
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8329553
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8329553
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.