9653 TOCOBAGA PL, Riverview, FL 33578
Welcome to this wonderful 3-bedroom, 2.5-bathroom townhome in the sought-after gated community of Landings at Alafia. Built in 2018, this beautifully maintained townhome offers a spacious and modern living experience, perfect for today's lifestyle. The community is small, gated and centrally located with NO CDD and a reasonable monthly HOA. Upon arriving, you are greeted by an inviting foyer that opens to a bright and airy family room, highlighted by large front windows that flood the space with natural light. The living room and dining room flooring has been updated with waterproof; wood look laminate. The adjoining dining room features sliding doors to the rear patio. Off the dining room, the large kitchen boasts granite countertops, beautiful white cabinets with crown molding, stainless steel appliances, and a closet pantry, making it a chef’s delight. There is also a convenient 1/2 bathroom downstairs. Upstairs, a versatile loft area can serve as a second family room, an office or be transformed into a fourth bedroom, there is a large walk-in closet. The primary bedroom offers a serene retreat with a spacious walk-in closet, dual sinks, and a tiled walk-in shower in the en-suite bathroom. Two additional bedrooms and a full bathroom with a shower/tub combo complete the upper level, providing plenty of space for family or guests. Outside, you can relax on the concrete patio, enjoying the tranquility of your surroundings. The home also features an attached 1-car garage, ceiling fans and 2” Wood Faux blinds throughout, adding to its comfort and charm. The Landings at Alafia community offers fantastic amenities, including a pool and cabana, perfect for soaking up the warm Florida sunshine. The HOA fee includes water, sewer, pool maintenance and landscaping, ensuring a maintenance-free lifestyle. Centrally located, this home is located close to shopping, dining, a brand-new Starbucks and daily conveniences. Less than a mile from I-75 and Highway 301, it provides easy access to Tampa's downtown area as well as the award-winning Gulf Beaches. This home offers a perfect blend of comfort, style, and convenience. Make this stunning townhome yours today and enjoy the best of Riverview living!
You may be able to put down less than the total down payment amount of $56,197 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3539014