9653 Tocobaga Pl, Riverview, FL 33578
3 beds · 3 baths · 1,627 sqft sqft
BACK ON THE MARKET! 3.5% VA Assumable Loan for Qualified Buyers! LISTED BELOW APPRAISED VALUE! This beautiful home is available again after the previous buyer was unable to close. No issues with the property from the recent hurricanes—it's move-in ready and waiting for its next owner to enjoy! Walking distance to the new Advent Health Hospital on 301. Welcome to this wonderful 3-bedroom, 2.5-bathroom townhome in the sought-after gated community of Landings at Alafia. Built in 2018, this beautifully maintained townhome offers a spacious and modern living experience, perfect for today's lifestyle. The community is small, gated and centrally located with NO CDD and a reasonable monthly HOA. Upon arriving, you are greeted by an inviting foyer that opens to a bright and airy family room, highlighted by large front windows that flood the space with natural light. The living room and dining room flooring has been updated with waterproof; wood look laminate. The adjoining dining room features sliding doors to the rear patio. Off the dining room, the large kitchen boasts granite countertops, beautiful white cabinets with crown molding, stainless steel appliances, and a closet pantry, making it a chef’s delight. There is also a convenient 1/2 bathroom downstairs. Upstairs, a versatile loft area can serve as a second family room, an office or be transformed into a fourth bedroom, there is a large walk-in closet. The primary bedroom offers a serene retreat with a spacious walk-in closet, dual sinks, and a tiled walk-in shower in the en-suite bathroom. Two additional bedrooms and a full bathroom with a shower/tub combo complete the upper level, providing plenty of space for family or guests. Outside, you can relax on the concrete patio, enjoying the tranquility of your surroundings. The home also features an attached 1-car garage, ceiling fans and 2” Wood Faux blinds throughout, adding to its comfort and charm. The Landings at Alafia community offers fantastic amenities, including a pool and cabana, perfect for soaking up the warm Florida sunshine. The HOA fee includes water, sewer, pool maintenance and landscaping, ensuring a maintenance-free lifestyle. Centrally located, this home is located close to shopping, dining, a brand-new Starbucks and daily conveniences. Less than a mile from I-75 and Highway 301, it provides easy access to Tampa's downtown area as well as the award-winning Gulf Beaches. This home offers a perfect blend of comfort, style, and convenience. Make this stunning townhome yours today and enjoy the best of Riverview living! **Owner Occupancy Only **
Source: STELLAR #t3539014
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3539014
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3539014
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.