965 Sundew Dr SE, Conyers, GA 30013
4 beds · 4 baths · 3,211 sqft
WHO SAYS YOU CAN'T HAVE IT ALL?! This 4BD/3.5BA home is situated on THE BEST lot in the highly-desired Irwin Place community. You'll know this is THE ONE when you pull in the extended driveway; welcoming you HOME. You'll enjoy your favorite warm beverage and the gentle breeze from your relaxing front porch. Floor to ceiling windows adorn the living area bringing in the beautiful natural sunlight. There are hardwood floors throughout the residence. The eat-in kitchen is a chef's dream. The grand vent hood wrapped in white brick serves as the gathering spot for guests. The huge walk-in pantry will be the Owner's delight. The home's unique design has a separate entrance leading to a bedroom suite; perfect for adult children, in-laws, or extended guests. There is carriage house with TONS OF STORAGE and bonus space for a gym, office, or man-cave! The timeless beauty of the indoors extends to the outdoor space. From the oversized deck with built-in seating, a separate fenced-in yard for your fur-babies, and a designer playhouse; the beautiful memories of fun and enjoyment will LAST A LIFETIME! All of this is less than a 5 minute drive to shopping, dining, and the highway! SCHEDULE a showing today to secure your FOREVER HOME!
Source: FMLS #7475290
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7475290
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7475290
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.