9645 E Theia Dr, Mesa, AZ 85212
5 beds · 5 baths · 4,591 sqft
Welcome to luxury living in the gated section of the highly sought-after Eastmark community! This gorgeous home boasts curb appeal with stone accents and a paved driveway. Inside, the cozy living room welcomes you with a soothing color palette and sleek tile flooring. Step into the spacious great room, featuring a wood-accented wall, pre-wired surround sound, and large sliding doors that seamlessly merge indoor and outdoor living. The chef's kitchen is a delight, showcasing white shaker cabinets with crown molding, stylish pendant lighting, stainless steel appliances, including wall ovens, a charming brick-accented wall, and a large island with a breakfast bar—ideal for gatherings. The expansive primary bedroom offers a cozy sitting area, a luxurious en-suite bathroom with dual vanities, a soaking tub, and a large walk-in closet. Upstairs, a sizable loft serves as a perfect media space, complemented by a den that functions well as a home office. Practical touches continue in the laundry room, with built-in cabinets for added convenience. A highlight is the attached casita, complete with a full bath, a dry bar, and upgraded wood-look luxury vinyl flooringideal for guests or multi-generational living. The backyard is a true oasis, showcasing a stunning PebbleTec pool with a large baja step, perfect for lounging or splashing, surrounded by a private, covered, tiled patio. Additional features include a separate turf area and outdoor surround sound for entertaining or relaxing in style. Eastmark offers a resort-style lifestyle with luxurious pools, splash pads, numerous parks, Steadfast Farm, and the state-of-the-art clubhouse, "The Mark," hosting year-round events and activities. Don't miss this chance to make this exceptional home yours!
Source: ARMLS #6783739
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ARMLS #6783739
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.