9645 E Theia Dr, Mesa, AZ 85212
5 beds · 5 baths · sqft sqft
Welcome to luxury living in the gated section of the highly sought-after Eastmark community! This gorgeous home boasts curb appeal with stone accents and a paved driveway. Inside, the cozy living room welcomes you with a soothing color palette and sleek tile flooring. Step into the spacious great room, featuring a wood-accented wall, pre-wired surround sound, and large sliding doors that seamlessly merge indoor and outdoor living. The chef's kitchen is a delight, showcasing white shaker cabinets with crown molding, stylish pendant lighting, stainless steel appliances, including wall ovens, a charming brick-accented wall, and a large island with a breakfast bar—ideal for gatherings. The expansive primary bedroom offers a cozy sitting area, a luxurious en-suite bathroom with dual vanities, a soaking tub, and a large walk-in closet. Upstairs, a sizable loft serves as a perfect media space, complemented by a den that functions well as a home office. Practical touches continue in the laundry room, with built-in cabinets for added convenience. A highlight is the attached casita, complete with a full bath, a dry bar, and upgraded wood-look luxury vinyl flooringideal for guests or multi-generational living. The backyard is a true oasis, showcasing a stunning PebbleTec pool with a large baja step, perfect for lounging or splashing, surrounded by a private, covered, tiled patio. Additional features include a separate turf area and outdoor surround sound for entertaining or relaxing in style. Eastmark offers a resort-style lifestyle with luxurious pools, splash pads, numerous parks, Steadfast Farm, and the state-of-the-art clubhouse, "The Mark," hosting year-round events and activities. Don't miss this chance to make this exceptional home yours!
Source: ARMLS #6783739
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6783739
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6783739
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.