9641 Channing Hill Dr, Sun City Center, FL 33573
5 beds · 3 baths · 2,264 sqft
**SHOWS LIKE A MODEL! HOME EQUIPPED WITH A $30,000.00 TESLA SOLAR SYSTEM, COMPLETE WITH A RECHARGEABLE HOME BATTERY!**Welcome to 9641 Channing Hill Dr., a stunning 5 BEDROOM/2.5 BATHROOM/plus LOFT home, nestled in the desirable natural gas community of Belmont. Upon arrival, this FULLY FENCED home exudes charming curb appeal, boasting tropical landscaping with stone flower beds, decorative curbing, and an extended driveway. As you enter, you're greeted by an inviting foyer adorned with elegant wainscoting, setting the tone for the stylish design throughout. An open floorplan combining the living room, dining room, and kitchen creates a spacious, seamless environment ideal for contemporary living and entertaining. The gourmet kitchen showcases sleek stainless-steel appliances, granite countertops, a stylish backsplash, and walk-in pantry. The oversized island, supplied with a sink, doubles as a breakfast bar, allowing ample seating for all! The dining room features a striking custom accent wall and a built-in wrap around bench maximizing style and functionality, while welcoming space for family meals. Cozy up in the warm and inviting living room which is the perfect spot for relaxation and gatherings. Upstairs you will find the owner’s suite, four additional bedrooms, and a sizeable loft, providing a serene refuge or entertainment spot for the family. The generous owner’s retreat has an en suite bathroom with a dual sink vanity, wall-to-wall mirror, step-in shower, and an expansive walk-in custom closet. Enter your own private paradise as you step out the back door onto the oversized enclosed lanai, enhanced with beautiful paver flooring. The large fenced yard provides plenty of space for a play area, barbeques, or even a future pool, allowing for endless possibilities to enhance your outdoor living experience. The two-car garage exhibits a durable epoxy-coated floor, ample overhead storage space, and a 220V charging outlet, ideal for conveniently powering your (EV) electric vehicle. This home is equipped with a state-of-the-art TESLA Solar System, offering energy efficiency and sustainability for modern living. To maximize energy efficiency, this system includes a Powerwall, which is a battery system that stores excess solar energy for use during the night or in power outages, ensuring continuous energy supply. With its cutting-edge mobile app, this solar system allows homeowners to monitor energy production, usage, and storage, contributing to lower energy bills and a more sustainable lifestyle. With the added benefit of solar energy, this home is both environmentally friendly and future-forward, providing long-term savings and peace of mind. Embrace the opportunity to own a home that's as innovative as it is beautiful! LOW HOA and community amenities include a resort style pool, lap pool, tennis courts, basketball court, walking trails, dog park, and a playground. Minutes from grocery stores, restaurants, entertainment, and shopping. Conveniently located close to I-75 and 301, allowing for easy access to Tampa, Sarasota, MacDill AFB, Tampa International, and all the stunning award-winning beaches! This home is ready for new owners to take advantage of all it has to offer, be sure to schedule your showing today!
Source: STELLAR #tb8308267
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8308267
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8308267
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.