9626 Channing Hill Dr, Sun City Center, FL 33573
4 beds · 2 baths · 1,841 sqft sqft
**Buyers financing fell through** Come indulge in this home's perfect blend of luxury and affordability. This stunning 4-bedroom, 2-bathroom home was just constructed in 2020, EVERYTHING is 3 years old or newer. This Lennar Build, Harrisburg Model features a 2 car garage, tankless gas water heater, indoor laundry room, & complete with hurricane shutters. Sitting on a preserve, water view lot, provides a serene backdrop to your daily life. Step into a modern haven where attention to detail is paramount. The kitchen, complete with a gas range, walk-in pantry, & boasts a beveled Grecian marble backsplash, adding a touch of sophistication. Throughout the home, you'll find beautiful tile flooring, creating an elegant and easy-to-maintain living space. The primary suite and second bedroom feature luxurious vinyl flooring, while the remaining two bedrooms are adorned with plush carpeting for added comfort. Relax in your landscaped backyard, complete with a peaceful patio and a newer vinyl fence for additional privacy. The home's ideal location ensures convenience, with easy access to an abundance of grocery & shopping options, along with access to I-75 - all within a 5-mile radius. For additional recreational options, the beautiful Apollo Beach is also just under 5 miles away. And the heart of Tampa, only 25 min away! Come stay where the manatee’s play with our many award winning beaches to choose from, Anna Maria, St Pete Beach, Clearwater all within an hour drive! Belmont is not just a neighborhood; it's a community lifestyle. Enjoy the luxury of two pool, one lap pool and another resort-style walk-in pool, perfect for relaxation or exercise. Engage in friendly competition on the basketball and tennis courts, let the kids play at the playground, or explore the walking and bike trails throughout the vibrant community. Parents, you will appreciate the convenience of Belmont Elementary School, providing an excellent education option right at your doorstep. The neighborhood thrives on community spirit, hosting various activities, holiday parties, and even special appearances by "Santa" himself. Join in the fun at block party events and create lasting memories with your neighbors. What makes this home even more appealing is the affordability of the HOA $121 annually. This covers all amenities - allowing you to enjoy the luxurious lifestyle that Belmont has to offer. Don't miss the opportunity to make this house your forever home. Experience the perfect blend of modern living, community engagement, and affordability. Your dream lifestyle awaits at Belmont!
Source: STELLAR #u8225166
Source: STELLAR #u8225166
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #u8225166