9623 Mulberry Marsh Ln, Sun City Center, FL 33573
3 beds · 3 baths · 1,663 sqft sqft
WELCOME HOME! No need to wait for builder delays as this well-appointed Hampton model is READY NOW! CABLE AND INTERNET ARE INCLUDED! Built in 2021, with 3 bedrooms, 2 1/2 baths, and a LOFT/ BONUS ROOM, this home offers more than ample space for comfortable living. Step into the foyer to find tons of natural light, soaring ceilings, and a GORGEOUS OPEN FLOORPLAN! The GREAT ROOM flows naturally into the open kitchen & dining areas where there is MORE than enough room for entertaining. The kitchen highlights the upgraded shaker-style cabinets, hardware, granite counters and stainless-steel appliances while the breakfast bar, dining area and well-designed layout make the spacious first floor perfect for easy gathering. The second story offers comfort and convenience with a LARGE PRIMARY RETREAT with EN SUITE offering dual vanities, executive height countertops, walk-in shower and WALK IN CLOSET. The generous second & third bedrooms earned the same ATTENTION TO DETAIL with high ceilings and tons of natural light. The LOFT / BONUS ROOM is sizable enough for a media space, game tables, student desks, play place or home office area. Enjoy NO BACKYARD NEIGHBORS from the FULLY COVERED and ENCLOSED LANAI, making it easy to use in all weather. This community is positioned in the established Sun City Center with an ideal location between GULF BEACHES and Tampa Bay. Enjoy quick access to employment corridors, I-75, expressways, and an array of top destinations. Fall in love with the community POOL and add even more fun to the Florida a lifestyle by taking advantage of excellent shopping and dining, renowned medical centers and VA Hospitals, open-air markets and festivals, nature parks, waterfront entertainment and activities and so much more! Close to HIGHLY RATED SCHOOLS AND UNIVERSITIES or take advantage of the nearby private or school-choice options. Love where you live near world-champion sports teams and magical theme parks - this home is everything you have been wanting at a price you have been waiting for!
Source: STELLAR #u8253874
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8253874
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8253874
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.