9621 SE 168TH MAPLESONG LN, The Villages, FL 32162
GORGEOUS Amarillo model with an OVERSIZE EXTENDED LANAI! 2 CAR GARAGE! BOND PAID!!! TURNKEY!! SAVE MONEY, SOLAR IS PAID FOR! This is in an IDEAL LOCATION, Village of WOODBURY! Around the corner from grocery shopping, dining, clothing stores and so much more. CLOSE to all of the amenities and Nancy Lopez Country Club!! As you enter this ranch style home you will notice the vaulted ceilings, ceramic tile (NO CARPET) throughout the main living area, and open kitchen perfect for entertaining. The kitchen features beautiful granite countertops and stainless steal appliances including a GAS STOVE. This home features a split floorplan to allow for privacy for owners and guests. The bedrooms feature vinyl flooring. The owners suite has DUAL CLOSETS AND SINKS! INDOOR LAUNDRY ROOM leads out to the 2 car garage. PAID OFF SOLAR panels help you SAVE MONEY on your electric bill ($67 estimated a month)! As you exit out the back of the house you will be drawn to the oversized screen in covered lanai perfect for game night or having a get together to with your family and friends. Come see this home today, it is WAITING FOR YOU!!!
You may be able to put down less than the total down payment amount of $129,756 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #g5084287