9619 Byward Blvd, Bowie, MD 20721
5 beds · 4 baths · 4,083 sqft
PRIME LOCATION! DON'T MISS OUT ON THIS STUNNING 9-YEAR-OLD DR HORTON FILLMORE MODEL HOME! Freshly painted areas and offering an impressive 4,083 sq. ft. of living space, this home includes 1,395 sq. ft. of fully finished basement living—complete with a large bedroom, dual-entrance full bath, and a versatile bonus room. Located in the desirable Balk Hill Village community, this home is MOVE-IN READY! As you step inside, you’re welcomed by a two-story foyer, sitting room, and formal dining room w leading to your office/library, family room, and spacious eat-in kitchen with an island. For the outdoor lovers, enjoy your favorite beverage as you relax on your front porch! With 5 bedrooms, 3.5 bathrooms, and a bonus room, this home offers endless possibilities! The bonus room can be easily transformed into a theater, gym, sewing room, guest bedroom, or anything you envision. At the end of the day, retreat upstairs to your luxurious owner’s suite, complete with a soaking tub and shower. The suite also boasts two walk-in closets, one of which features custom shelving. For added convenience, this home is just a short walk from Woodmore Commons and Woodmore Towne Centre. Enjoy easy access to Wegmans, Costco, Nordstrom’s Rack, Best Buy, Nike Store, Copper Canyon, At Home, Sola Hair Salon, PNC Bank, Navy Federal Bank, Bank of America, Chase Bank, Children's Hospital, Banfield Pet Hospital, Lidl Grocery Store (coming soon), Royal Farms, Banfield Pet Hospital, and more! Dining, shopping, and top-tier amenities are right at your doorstep. This is more than just a home—it’s a thriving community with wonderful neighbors! Don’t miss your chance to make this gorgeous Balk Hill Village property yours!
Source: BRIGHT #MDPG2144466
Financials
Source: BRIGHT #MDPG2144466
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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