9617 W Whispering Wind Dr, Peoria, AZ 85383
5 beds · 4 baths · 3,764 sqft
This breathtaking home comes with owned solar panels, a 12' RV gate, RV parking, and a separate storage shed on a private corner lot just over ¼ acre with mountain views. The low-maintenance backyard offers a sparkling, heated pool and spa with a Baja shelf and is fully fenced for safety. The Santa Fe-style gas fireplace with seating and a plumbed gas line for your BBQ, creates an ideal outdoor oasis. The garage features dual mini-split systems ensuring a climate-controlled garage & 3rd car bay that has been thoughtfully converted into a music studio. The extended driveway provides parking for up to six vehicles. Additional garage features include direct access, epoxy flooring, and built-in cabinets. The open-concept main level is perfect for entertaining, with a spacious great room, café nook, and chef-inspired kitchen equipped with stainless steel appliances, a gas cooktop, wall oven, abundant cabinetry, an R/O system, walk-in pantry, large island, breakfast bar, and Travertine backsplash. The luxurious master ensuite is located on the first floor while the upper level features a second master suite along with the fifth bedroom converted into a convenient kitchenette. Additionally, the second level offers two spacious bedrooms sharing a Jack-and-Jill bathroom and a huge loft area for family fun. Additional main level amenities include an office/den, a flex room, a half bath, a laundry room with cabinetry, and multiple storage closets throughout. The home is equipped with a programmable thermostat, ceiling fans, sun screens, a water softener and so much more. A Must See!
Source: ARMLS #6843432
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ARMLS #6843432
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.