9617 Silent Hills Ln, Lone Tree, CO 80124
7 beds · 5 baths · 6,743 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Nestled on a spacious, professionally landscaped lot in the prestigious gated community of Heritage Hills, this exquisite luxury estate blends timeless elegance with modern comfort. Spanning over 7,000 square feet, this Open Concept, meticulously designed home offers 7 spacious bedrooms, 5 well-appointed bathrooms, and an abundance of living and entertaining space. Upon entering the gated courtyard, you’re welcomed by a grand foyer, soaring ceilings, and an open-concept layout filled with natural light. The formal dining room is ideal for elegant gatherings. At the same time, the gourmet kitchen features high-end stainless steel appliances, granite countertops, a large center island, and custom cabinetry—perfect for any culinary enthusiast with a sunny deck off the kitchen. The main living area showcases rich hardwood floors, a striking fireplace, and expansive windows framing sweeping views of the Rocky Mountains. The luxurious primary suite is a private retreat with a cozy gas fireplace, western-facing mountain views, a spa-inspired five-piece bath, and a massive walk-in closet with built-in organization. Upstairs, a generously sized laundry room adds convenience,each bedroom offers comfort and privacy for family or guests. The fully finished garden-level basement is an entertainer’s dream, a spacious family room, a dedicated recreation/media room, and a custom full bar—ideal for game nights, movie marathons, or hosting friends and family. Enjoy seamless indoor-outdoor living with two expansive decks, multiple private balconies, beautifully manicured outdoor spaces perfect for relaxing or entertaining under the stars. Additional highlights include a 3-car garage, smart home features, abundant storage,access to top-rated schools, and community amenities like pools, tennis courts, and walking trails. This extraordinary home truly has it all—luxury, functionality, and an unbeatable location in one of Colorado's most desirable neighborhoods. VA Assumable Loan
Source: RECO #5564141
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #5564141
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
This publication is designed to provide information with regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other professional services and that the publisher and authors are not offering such advice in this publication. If real estate, legal, or other expert assistance is required, the services of a competent, professional person should be sought.
The information contained in this publication is subject to change without notice. METROLIST, INC., DBA RECOLORADO MAKES NO WARRANTY OF ANY KIND WITH REGARD TO THIS MATERIAL, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. METROLIST, INC., DBA RECOLORADO SHALL NOT BE LIABLE FOR ERRORS CONTAINED HEREIN OR FOR ANY DAMAGES IN CONNECTION WITH THE FURNISHING, PERFORMANCE, OR USE OF THIS MATERIAL.
PUBLISHER'S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.
METROLIST, INC., DBA RECOLORADO will not knowingly accept any advertising for real estate that is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.