9609 Orange Jasmine Way, Tampa, FL 33647
6 beds · 3 baths · 3,184 sqft
PRICED TO SELL FAST! SELLERS ARE MOTIVATED! HUGE PRICE IMPROVEMENT BY $49K. BRING ALL OFFERS! Welcome to this stunning 6-bedroom, 3-bathroom home nestled in the sought-after community of Live Oak, located in New Tampa. This beautiful property sits on a spacious lot just under a quarter acre, offering ample space for outdoor activities and relaxation. Step inside to find a freshly painted foyer that leads into the elegant formal living and dining rooms, perfect for hosting gatherings. The main level also features a convenient guest bedroom which can also function as an Office with an adjacent full bathroom, ideal for visitors, work from home or multi-generational living. The heart of the home is the gourmet kitchen, boasting luxurious stone countertops and 42-inch cabinetry, providing plenty of storage and prep space. The open layout boasts the beauty of natural lighting, creating a warm and inviting atmosphere. Upstairs, you will find generously sized bedrooms, including a serene primary suite with built in fireplace and adjoining an en-suite bathroom which features a walk-in shower, garden tub and double sink vanity. The guest bedrooms share a well-appointed full bathroom, ensuring comfort for all. So many amazing features such as NEW hot water heater, pre-wired security system, 10x10 metal gazebo, waterproof luxury vinyl flooring in the hallway leading to the guest bedrooms and primary suite, upgraded barn doors, abundant kitchen storage, and two walk-in pantries! With its blend of modern updates and classic charm, this home is a must-see. Enjoy luxury community amenities such as a pool, clubhouse, tennis courts, playground, and gated security. Don’t miss the chance to make this beautiful property your new home!
Source: STELLAR #t3546947
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #t3546947
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3546947
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.