9609 Chukar Cir, Austin, TX 78758
4 beds · 2 baths · 1,825 sqft
Welcome to 9609 Chukar Circle! This beautifully renovated 4-bedroom, 2-bath home combines modern luxury with comfort. From the moment you step inside, you'll be impressed by the fresh, contemporary updates seen throughout the property. The spacious kitchen features new LG appliances, ample storage, and a large waterfall island that serves as a focal point and functional space for meal preparation and casual dining. Experience a seamless blend of style and function with an expansive living area that flows effortlessly into the dining and kitchen spaces. It is enhanced by a wall-to-wall sliding door that allows natural light to flood the room, creating a warm and inviting atmosphere. The ceiling has been refreshed with recessed lighting and modern fans. You’ll find engineered hardwood floors, and new paint throughout. Doors and windows have been meticulously upgraded for improved energy efficiency and aesthetics. Indoor laundry centrally located near the primary bedroom and living spaces is a rare find in this neighborhood. Step outside into the enormous covered patio that offers a versatile space for relaxing or entertaining, no matter the weather. This home is full of bonus add ons to make this home perfect for your lifestyle needs. Ready for outdoor kitchen installation with exterior plumbed gas connection. 50A plug installed in spacious refinished 2 car garage for EV and RV charging at home. Sizable concrete pad tucked away in backyard for secluded fire pit or prime location for hot tub addition. This impeccably remodeled property offers the ideal combination of modern amenities and charming details ready for the next owner to call home! Buyer to receive an additional $5,000 of lender-paid closing cost credits if they're pre-approved and subsequently close with our preferred lender, Park 65 Lending. Builder warranty included.
Source: ACTRIS #5948934
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #5948934
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #5948934
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.