9609 Chukar Cir, Austin, TX 78758
4 beds · 2 baths · 1,825 sqft
Get a free consultation call with an expert in the mortgage assumption process.
NEW AND IMPROVED - PRICED TO SELL Welcome to 9609 Chukar Circle! This beautifully renovated 4-bedroom, 2-bath home combines modern luxury with comfort - Owners are motivated! From the moment you step inside, you'll be impressed by the fresh, contemporary updates seen throughout the property. The spacious kitchen features new LG appliances, ample storage, a big picture window with an amazing view, and a large waterfall island that serves as a focal point and functional space for meal preparation and casual dining. Experience a seamless blend of style and function with an expansive living area that flows effortlessly into the dining and kitchen spaces. It is enhanced by a wall-to-wall sliding door that allows natural light to flood the room, creating a warm and inviting atmosphere. The ceiling has been refreshed with recessed lighting and modern fans. You’ll find hardwood floors, and new paint throughout. Doors and windows have been meticulously upgraded for improved energy efficiency and aesthetics. The home has an indoor laundry room centrally located near the primary bedroom. Step outside into the enormous covered patio with over 500sqft of additional living space that offers a versatile space for relaxing or entertaining, no matter the weather. This home is full of bonus add-ons to make this home perfect for your lifestyle needs. Ready for outdoor kitchen installation with exterior plumbed gas connection. 50A plug installed in spacious refinished 2 car garage for EV and RV charging at home. Sizable concrete pad tucked away in backyard for secluded fire pit or prime location for hot tub addition. This impeccably remodeled property offers the ideal combination of modern amenities and charming details ready for the next owner to call home! Schedule your showing with the showing agent. The current tenant is very flexible with showing options.
Source: ACTRIS #5366073
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ACTRIS #5366073
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.