9609 CHUKAR CIR, Austin, TX 78758
Buyer to receive an additional $5,000 of lender-paid closing cost credits if they're pre-approved and subsequently close with our preferred lender, Park 65 Lending. Builder warranty included. Welcome to 9609 Chukar Circle! This beautifully renovated 4-bedroom, 2-bath home combines modern luxury with comfort. From the moment you step inside, you'll be impressed by the fresh, contemporary updates seen throughout the property. The spacious kitchen features new LG appliances, ample storage, and a large waterfall island that serves as a focal point and functional space for meal preparation and casual dining. Experience a seamless blend of style and function with an expansive living area that flows effortlessly into the dining and kitchen spaces. It is enhanced by a wall-to-wall sliding door that allows natural light to flood the room, creating a warm and inviting atmosphere. The ceiling has been refreshed with recessed lighting and modern fans. You’ll find engineered hardwood floors, and new paint throughout. Doors and windows have been meticulously upgraded for improved energy efficiency and aesthetics. Indoor laundry centrally located near the primary bedroom and living spaces is a rare find in this neighborhood. Step outside into the enormous covered patio that offers a versatile space for relaxing or entertaining, no matter the weather. This home is full of bonus add ons to make this home perfect for your lifestyle needs. Ready for outdoor kitchen installation with exterior plumbed gas connection. 50A plug installed in spacious refinished 2 car garage for EV and RV charging at home. Sizable concrete pad tucked away in backyard for secluded fire pit or prime location for hot tub addition. This impeccably remodeled property offers the ideal combination of modern amenities and charming details ready for the next owner to call home!
You may be able to put down less than the total down payment amount of $383,163 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #5948934