9604 Dawn Trl, San Antonio, TX 78254
3 beds · 3 baths · 2,279 sqft sqft
Discover Your Ideal Home! This beautiful property in the highly desirable Wildhorse community is a true standout. Enjoy exceptional amenities, including a pool, playgrounds, basketball courts, and trails for walking and jogging. Located within the top-rated NISD school district, with an elementary school conveniently nearby, this home is stylish and meticulously cared for. The home sits on a spacious cul-de-sac lot adorned with mature trees, including four fruit trees, and features a private basketball court and covered patio located in the backyard perfect for enjoying the outdoors in any season. With no neighbors directly behind an easement for added privacy, this property offers a tranquil retreat. Inside, the open floor plan welcomes you with warm wood floors, a custom entertainment center, and unique brick accents that add character. Modern lighting fixtures complement the abundant natural light throughout the home. Upstairs, the primary suite serves as a peaceful sanctuary, complete with a spa-like en-suite bath and a generous walk-in closet. Two additional bedrooms and a versatile loft provide ample space for family or guests. One of the home's unique features is the FULLY FINISHED SHED, which is air-conditioned and offers 255 square feet of flexible space-perfect for a home office, craft room, teen hangout, or personal retreat! With ample storage throughout, this home is both functional and inviting. The Wildhorse community is known for its friendly atmosphere and pride of ownership, and this location offers easy access to 1604, Hwy 16, and 151, as well as nearby shopping, dining, and entertainment options. This home is ready for you to move in and enjoy, so don't miss your chance to own a piece of this exceptional community!
Source: SABOR #1802953
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1802953
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1802953
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.