VA loan
1 of 14
VA loan

9601 Charleville Blvd Apt 12 # 12, Beverly Hills, CA 90212

2 beds · 2 baths · 1,190 sqft

A rare offering in a prime Beverly Hills location, this sophisticated 2-bedroom, 2-bathroom condominium is moments from Roxbury Park and the city's top dining and shopping. Designed by esteemed architect Peter Choate, the residence is set within a secure, elegantly maintained building with gated parking and a dedicated service entrance. A generous, light-filled layout features a formal living area with high ceilings, seamlessly connecting to the dining space and a well-appointed chef's kitchen. Outfitted with Viking appliances, a built-in Sub-Zero wine refrigerator, and an ice maker, the kitchen is designed for both style and function. Expansive windows capture city and treetop views, enhancing the refined atmosphere. The primary suite offers exceptional finishes, custom hardware, and a spa-like bath with marble countertops, a soaking tub, and a separate shower. A second bedroom and bath maintain the same level of detail and elegance. In-unit Miele washer and dryer, ample storage, and an expansive community sun deck complete this exceptional home in the heart of Beverly Hills.

Location
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Loan details
Monthly payment

All values shown are estimated costs / mo.

Total
$7,354
Principal & interest
$3,794
Mortgage insurance
-
Property taxes
-
Home insurance
-
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
1,190 sqft
Lot size
0.2153 acres
Year built
1954
Type
Condominium
HOA dues
$1,128.00

Source: CLAW #25504881

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 21, 2025 11:27 pm
Listing agent: David Kramer
Listing provided courtesy of: Compass (310) 230-5478
Details provided by CLAW and may not match the public record.
MLS ID: #25504881
The multiple listings information is provided by The MLS/CLAW from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2025 The MLS/CLAW. All Rights Reserved. The information provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale or withdrawal. All information provided is deemed reliable but is not guaranteed accurate, and should be independently verified.
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