96 S Depew Dr, Lakewood, CO 80226
3 beds · 2 baths · 2,172 sqft
Charming Rancher with Full Basement, Solar Panels & Expansive Outdoor Living in Lakewood, Colorado Welcome to this beautifully maintained ranch-style home in the desirable area of Lakewood, Colorado. Featuring a full basement and energy-efficient leased solar panels, this home offers both comfort and sustainability. Situated on a huge lot with a double gate, there’s endless potential for outdoor activities, parking, or future expansion. The interior boasts multiple living spaces that provide flexibility and room for both relaxation and entertainment. The open-concept living, dining, and kitchen areas are filled with natural light, creating a bright and inviting atmosphere. This home has been well-maintained and thoughtfully updated, offering modern features while preserving its charming character. Step outside to the large covered back patio, perfect for enjoying Colorado’s sunny days or entertaining guests. Whether you're hosting a barbecue or simply relaxing with a cup of coffee, this outdoor space is sure to become a favorite spot. The oversized detached 2-car garage offers ample room for storage or projects, making it ideal for hobbyists or anyone in need of extra space. Location is key, and this home delivers! Located in a highly sought-after neighborhood with great schools, it’s also just a stone’s throw from Green Mountain, offering plenty of outdoor recreation opportunities like hiking and biking. Plus, you're only a short drive to downtown Denver, giving you easy access to vibrant city life, dining, entertainment, and cultural attractions. With close proximity to St. Anthony’s Hospital, Colorado Mills Mall, Bear Creek Lake Park, and a variety of shops and restaurants, everything you need is right at your fingertips. This property offers the perfect blend of space, convenience, and location—don’t miss out! Schedule your showing today!
Source: RECO #5727887
Financials
Source: RECO #5727887
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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