9570 Country Side Ln, Guthrie, OK 73044
3 beds · 3 baths · 1,926 sqft
PRICE IMPROVEMENT! Have you been dreaming of living that SWEET COUNTRY LIFE on a little bit of land? Wake up to your dream home located on a wooded .79 acre lot in the Rustic Creek neighborhood. This charming MODERN FARMHOUSE built in 2021 was beautifully designed using soothing neutral wall colors, natural wood-look ceramic plank tile floors, white shaker cabinetry and gorgeous granite on all of the countertops. Right as you enter the front door, you will find a TRUE STUDY with a built-in wall desk. In the big open living room, you'll love the tall ceilings and WOOD BURNING FIREPLACE. The kitchen is open to the living room with a granite breakfast bar and features a big walk-in pantry, lots of cabinets for storage, white SUBWAY TILE backsplash, stainless steel appliances and the perfect dining nook complete with big windows that look out over the backyard. In the master suite, you will find more big windows, tall ceilings and a beautiful private bath with a soaking tub, glass wall shower, double sink granite vanity and an incredible walk-in closet. In this true split floor plan, the spacious secondary bedrooms are located on the other side of the house and share the large 2nd full bathroom. You will love having a dedicated GUEST BATHROOM just off the living room. There is so much extra storage in this home. The laundry room is spacious and has even more storage! Outside you will find the covered back porch and EXTENDED BACK PATIO with plenty of room for outdoor living. This huge lot has mature trees, extended gravel drive from the front to the back and room for an outbuilding (up to 40X40 shops are allowed!) Private well provides water for the property and the water softener & reverse osmosis system stay. This home has been so well maintained and it shows at every turn.
Source: MLSOK #1158371
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MLSOK #1158371
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.