957 Lakeshore Dr, Polk City, FL 33868
4 beds · 3 baths · 3,180 sqft
One or more photo(s) has been virtually staged. Welcome to your serene lakeside oasis! Nestled on the picturesque Lakeshore Drive in Polk City, this stunning home offers the perfect blend of comfort, luxury, and tranquility. Boasting 4 bedrooms, 3 bathrooms, and a spacious 2-car garage, this residence is a testament to refined living. As you enter, you'll be greeted by an inviting ambiance that seamlessly blends modern elegance with warm charm. The expansive living area features ample natural light, accentuated by tasteful decor and high-quality finishes throughout. The gourmet kitchen is a chef's delight, equipped with stainless steel appliances, and ample cabinet space. Whether you're hosting a formal dinner party or enjoying a casual meal with loved ones, this culinary haven provides the ideal setting. Retreat to the luxurious primary suite, where comfort and relaxation await. Complete with an ensuite bathroom. The remaining bedrooms are generously sized and well- appointed, offering versatility for guests, family members, or a home office. Each bathroom is thoughtfully designed with modern fixtures and stylish accents, ensuring both functionality and aesthetic appeal. Step outside to discover your own private paradise. The expansive backyard is a haven for outdoor living, featuring a covered patio area perfect for al fresco dining or simply unwinding. Located in a desirable neighborhood, this home offers convenient access to a myriad of amenities, including shopping, dining, entertainment, and outdoor recreation options. With easy access to major highways, commuting to nearby cities is a breeze. Don't miss this opportunity to experience lakeside living at its finest. Schedule your showing today and start envisioning the lifestyle you deserve at 957 Lakeshore Dr.
Source: STELLAR #t3515225
Source: STELLAR #t3515225
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3515225
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.