956 Victory Dr SW, Atlanta, GA 30310
4 beds · 2 baths · 1,932 sqft sqft
Welcome Home to the Sylvan Hills Subdivision located in one of Atlanta's earliest suburb communities! This 4BDR/2BA Bungalow features a great Open Floor plan for today's modern living! This 3-sided brick Single Family Home's interior has been freshly painted throughout and features tons of character and charm! The gleaming hardwood flooring greets you at the front door and runs consistently through the family/great room and kitchen. Kitchen is adorned with beautiful titanium appliances that will remain with the home. The kitchen allows you a full view into the family/great room so you can still cook and entertain without skipping a beat with your family and friends! White soft close cabinets with great shelving detail will allow you to show off some of your best stemware and much more! Substantial natural light beams through each window and is the ideal setup for your indoor plants to enjoy! The 2 secondary front rooms are great for either a WFH office, nursery or guest room and have a spacious full bathroom to accommodate them both. The Primary Suite grants you private access right onto the rear patio to sip your favorite morning brew, matcha latte or herbal tea before getting your day started! The ensuite was designed with space saving in mind all while keeping a fresh and modern aesthetic. The 2nd level brings you more space as you step into the loft area perfect for a media space, fitness area or as a secondary family/lounge area. Open the interior door that takes you onto the deck where you can enjoy a fresh morning yoga session or a quiet evening under the stars! The 4th room comes complete with a custom made built-in bookcase that's ready to house all of your favorite reads, vintage albums, and/or collector items all right at your fingertips! This Beautiful Bungalow definitely allows you to create a unique combination of elements that represent your personal style without compromising it's charm and character. This Sylvan Hills home is centralized close to I-75/85, Hwy 166, the Beltline, Midtown, 15 minutes or less to Atlanta Hartsfield Airport and so much more! Although there isn't an HOA, you will still have a great opportunity to be a part of the Sylvan Hills Neighborhood Association (SHNA) to stay current and informed about neighborhood happenings, meet new neighbors and learn more about community events. Don't miss the opportunity to make this your New Home in one of Atlanta's most spirited, diverse and convenient In-Town Communities!
Source: FMLS #7446764
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7446764
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7446764
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.