954 Niblick Dr, Casselberry, FL 32707
4 beds · 2 baths · 2,038 sqft
Nestled on a large, corner lot just a stone's throw from Casselberry Golf Course, this beautifully updated home is ready to welcome a new family! Fresh landscaping, fresh exterior paint, NEWER ROOF (2021), NEWLY EXTENDED DRIVEWAY (2023), and two-car, side-entry garage greet you upon approach. Walk through the front door into a light, bright, and airy home flooded with natural lighting and complete with neutral paint and flooring. A spacious living room boasts stone-faced, wood-burning fireplace, sky lights, new flooring, and patio access via sliding glass doors that make indoor/outdoor living a breeze! The combination kitchen and dining room are located off the left side of the home, adjacent to the living room, which is ideal for entertaining and large gatherings. The kitchen boasts fresh, bright white, 42" cabinetry, granite countertops, tile backsplash, new stainless appliances, island, and access to the garage and laundry. The home sits on a split floorplan with the master on the left side of the home and the secondary bedrooms on the right side. The master suite is spacious with a good size walk-in closet and en-suite bathroom complete with large, updated shower and pool access. A den/office is located off the master, with French door access, and could double as a nursery or even larger closet space. All three secondary bedrooms are good size with large closets and the secondary bathroom boasts a single-sink vanity and shower/tub combo. Out back, a large covered and screened patio provides the perfect space to sit and unwind after a long day. This covered patio overlooks a huge, fully-fenced backyard that is perfect for families with little ones or to let your furry friends run around without worry. A large pool provides the perfect relief from those hot Florida days and is ideal for swimming laps or a game of volleyball and the freshly redone pool deck is great for easy-maintence and cleaning. A deck addition adds additional entertaining and outdoor dining space and the overhead pergola provides additional relief from the sun. The side yard boasts a great grassy area and an attached storage space is perfect for storing all of your pool and/or barbecue equipment. Don't miss out on your chance to call this great home your own!
Source: STELLAR #o6241417
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6241417
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6241417
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.