954 Laura Jean Ct, Buford, GA 30518
4 beds · 4 baths · 3,892 sqft sqft
Welcome to 954 Laura Jean Court in Buford! This stunning, MOVE-IN READY, 2020-built home in Woodward Preserve has 4 bedrooms, 3.5 bathrooms, a HUGE upstairs loft and 3-CAR GARAGE is ready for an established or growing family! The main floor features a spacious front office, perfect for work from home or as an additional playroom for kids. Open concept with a full 360 view of the living room with stacked stone fireplace, dining room and kitchen! The kitchen has an expansive island, ample cabinetry, walk-in pantry, stainless steel Electrolux appliances, and a smart Samsung REFRIGERATOR that is suitable for both everyday living and entertaining. The newer WASHER and DRYER also remains with the house! Upstairs, the expansive master suite has double vanities, separate tub/shower and a HUGE walk-in closet. While two additional bedrooms share a hallway bathroom, the fourth bedroom enjoys its own private ensuite with walk in closet, ideal for guests or family members that prefer extra privacy. The upstairs loft is a HUGE, flexible space that could easily serve as a playroom, entertainment room, or media space. Laundry room is also conveniently located upstairs for quick access. Outdoors, enjoy a fenced, moderate sized backyard – perfect for relaxation, play, or pets. Property is 10mins from Mall of GA, 8mins from Downtown Sugar Hill, 7mins from Suwanee Town Center, 15mins from Sugarloaf Mills, and 7-10mins from I985 & I85. This home checks every box for a growing family that needs the convenience of a newer home, close to highways, shopping, entertainment and a great school district cluster. Come see it TODAY!
Source: FMLS #7482279
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7482279
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7482279
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.