9514 Copper Sands, Converse, TX 78109
3 beds · 3 baths · 2,758 sqft sqft
Just in time for the holidays! AMAZING opportunity in the great Community of the Meadows of Copperfield! Located on a quiet street, this meticulously maintained home offers an impressive open floor plan that features a large living area, separate dining area, breakfast area, eat-in kitchen with bar seating and large study/office! No detail was overlooked and no expense spared in creating this GORGEOUS home! Some of the upgrades include luxury vinyl flooring, 42-inch upper cabinets with quartz counter-tops, updated light fixtures, water softener, and covered patio just to name a few! The huge loft area provides an excellent flex space that can be used as a second living area or game room! The enormous Master Suite offers a separate sitting area as well as a large Master Bath with double vanities, a SPACIOUS walk-in shower and walk-in closet! Two large secondary bedrooms! A BEAUTIFUL covered patio in the backyard provides the perfect space to relax and unwind! Conveniently located just minutes away from Randolph AFB and with easy access to Loop 1604, I-10, I-35, shopping, dining, and much much more! This home seamlessly combines functionality and comfort for luxury living! WOW! Don't hesitate on this one, you won't be disappointed! Schedule your showing today! WELCOME HOME!
Source: SABOR #1821021
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1821021
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1821021
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.