VA loan
1 of 34
VA loan
$469,000 SIGNIN

Sign in to see required down payment for the 2.875% rate

9510 Village View Blvd, Bonita Springs, FL 34135

3 beds · 2 baths · 1,587 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

WOW! HOW DO YOU LIKE ME NOW!... NEW PRICE and NEWLY PAINTED entire interior of this charming Lakefront home, in a stylish light gray, offering an entirely NEW look! Nestled in a serene Lakeside setting in the Villages of Bonita (NOT a 55+) this EXTENSIVELY REMODELED 3 BR, 2 full Bath home combines comfort and style with captivating water views. RECENT UPGRADES include new plumbing throughout, COREtec luxury vinyl wood style flooring throughout, all MAYTAG appliances, Hot water heater, AC, Lanai roof & screening installed, electrical upgrades & whole house surge protection, hurricane shade and rolling shutters, hurricane doors and whole house portable generator included! NEW epoxy garage flooring, Leaf Filter Gutter Guards, and the expansive driveway has been resurfaced.The spacious wraparound screened-in-lanai is perfect for enjoying morning coffee or sunset dinners, offering a tranquil outdoor retreat. Inside, this open floor plan seamlessly connects the living, dining, and kitchen areas for relaxation & entertaining. The primary suite boasts picturesque lake views, and spacious His & Her walk-in closets leading the way into a private bath with soaking tub, dual sinks, sky light and step in shower. Two additional Bedrooms provide flexibility for Guests, Den, Hobby Rm or a home office. The HOA includes fiberoptic TV, internet/Wi-Fi, roof replacement, exterior painting and lawn care. All that is needed is for you to move in and enjoy all the amenities offered...Pool, Hot tub, fitness center, Pickleball, Tennis & Shuffleboard. Only a short drive to Coconut Point Mall, sugary white sandy Bonita Beach & Barefoot Beaches, and RSW Airport. Paradise awaits you! BE SURE TO CLICK ON THE TOUR!

Estimated
Seller's interest rate
2.875%
7%
Estimated
Monthly payment

$2,251
$2,791
You may also save up to $169,462 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,791 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
VA
Rate
2.875%
Remaining term
26 yrs and 2 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,251
Principal & interest
$1,012
Mortgage insurance
-
Property taxes
$239
Home insurance
$426
HOA fees
$573
Utilities
Not included

Source: Public records

Home details
Size
1,587 sqft
Lot size
0.145 acres
Year built
1996
Type
Single Family Residence
HOA dues
$573.33

Source: NABOR #224099306

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 04, 2025 06:46 am
Listing agent: Susan Wiendczak (678) 855-3715
Listing provided courtesy of: Keller Williams Elite Realty (239) 949-8338
Details provided by NABOR and may not match the public record.
MLS ID: #224099306
The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright }}YEAR}} M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
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$2,251
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