9506 Vinnia Ct, Manassas, VA 20110
4 beds · 4 baths · 2,804 sqft
Get a free consultation call with an expert in the mortgage assumption process.
OPEN HOUSE 1-3PM SUNDAY 4/27****ONE * OF * A * KIND * FULLY REMODELED COMPLETELY UPDATED AND TURNKEY HOME FEATURING THE HIGHEST END APPLIANCES, FIXTURES, SURFACES, CABINETRY AND MORE TYPICALLY RESERVED FOR MULTI-MILLION DOLLAR HOMES. The entire home was painstakingly re-designed and outfitted top to bottom just a few years ago and no expense was spared (well over $150,000 was spent). You'll find beautiful custom plantation shutters and hardwood flooring on all 3 levels, plus wood stairs, luxury tile, marble and slate flooring. The gourmet kitchen features a commercial Sub-Zero refrigerator, a commercial Blue Star 48" dual oven range, kitchen Aid dishwasher and commercial ice maker, built-in wine refrigeration, and custom contrasting highly functional cabinetry that's on another level you just have to see to believe. This stunning kitchen features high level granite surfaces, cabinet/under counter and pendant lighting, custom backsplash, sliding barn doors, and so much more. Built for entertaining, the kitchen opens to a large dining room w/ sliding barn doors and a large family room with a wall of built-ins and a wood burning fireplace that opens to a vaulted screened in porch. Upstairs, you'll never want to leave your primary suite, complete with walk in closet and designer bath featuring custom cabinetry, granite counters, marble tiled shower, and pocket doors. This level also includes 3 large bedrooms, all with ceiling fans, and a updated full bath. The fully finished lower level is stunning, wide open and ready for just about anything, including future lounge space, game room, office or private theater. There's a 1/2 bath on this level as well. The roof, HVAC, water heater and windows/doors/sliders are all newer. This home sits on almost a 1/4 acre on a no-thru cul-de-sac street and is just a 5 min drive to historic Old Town Manassas and the VRE.
Source: BRIGHT #VAMN2008180
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAMN2008180
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.