95 Nesbit Reserve Ct, Alpharetta, GA 30022
4 beds · 5 baths · 4,233 sqft
Ultimate in luxury living with this exceptional, better-than-new home in a sought-after, convenient location. Featuring exquisite craftsmanship, this residence offers unparalleled elegance and comfort. The stately 8-foot mahogany entry door opens to a grand two-story foyer with formal dining or a study to the left. Venture to the main living space, the gourmet kitchen, complete with an oversized granite island, seamlessly flows into the vaulted great room, creating an open, bright, and modern living space. The spacious master suite is conveniently located on the main level, offering privacy and tranquility. Upstairs, you will find two generously sized en-suite bedrooms with an abundance of storage. The finished terrace level is a true highlight, featuring a spacious living room with a cozy fireplace, a large recreational room, a full wet bar, a bedroom, and a luxurious full bath. This versatile space is ideal for guests, an au-pair suite, a man cave, or for those with a passion for hobbies. The private outdoor living space features a deck off the main level and a covered patio off the terrace level. The fenced backyard offers a safe and serene environment, perfect for pets or outdoor enjoyment. This home exemplifies the finest in luxury living. It is perfect for the homeowner who desires a "lock and go" lifestyle. The HOA maintains the exterior of the home, including the yard! Downsizing but want to stay in the area? This home is perfect. Primary suite on main, but plenty of room to host guests and not succumb to townhome living. We are ready to welcome you here at Nesbit Reserve, a beautiful enclave of residences. Schedule your private tour today!
Source: FMLS #7555508
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7555508
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.