9491 Hidden Branch Dr, Jonesboro, GA 30236
5 beds · 3 baths · 3,439 sqft
****MOTIVATED SELLER****PRICE IMPROVED*****Seller will review all reasonable offers. Agents bring your buyers and let's get this beauty a new owner for the holidays! This stunning home has been newly renovated, priced improved and is move in ready. With its beautiful updated and exceptional value, this home will not last long! The residence boasts five bedrooms and three full baths, all within a sturdy four-sided brick construction. The kitchen is a chef's dream, featuring brand-new tile flooring, fresh paint, a large island, a walk-in pantry, and a huge bay window. The open concept design is perfect for large gatherings, and the kitchen flows seamlessly into the spacious family room, which is centered around a cozy fireplace, ideal for entertaining family and friends. The dining room is equally impressive, with a beautiful chair rail complemented by new lighting and elegant new hardwood flooring. The bedrooms are spacious, perfect for kids or family sleepovers. Downstairs, you'll find a fully finished basement with a private entertainment theater room complete with a full kitchen and bathroom. Additional spaces in the basement can be used for an office, family room, or anything that fits your needs. The basement also has a separate private entry, making it great for rental income or an in-law suite for extended family members. Outside, the large patio deck is ideal for summer outdoor cooking and entertainment, or simply to relax. The large front porch is perfect for morning coffee or unwinding after a long day. This home offers so many features and amenities that you must see to believe. Schedule a tour to discover the endless possibilities. Don't miss the chance to make it yours!
Source: GAMLS #10353681
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10353681
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10353681
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.