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$355,000 SIGNIN

Sign in to see required down payment for the 5.5% rate

949 Braymer Ln, Fort Worth, TX 76108

4 beds · 2 baths · 1,776 sqft

Discover modern living in this nearly new 4-bedroom, 2-bath home, perfectly situated in a vibrant planned community. Featuring an open floor plan, this home boasts stylish plank tile flooring throughout all living and high-traffic areas. The spacious primary suite offers a luxurious retreat with an oversized shower and double vanity sinks. Enjoy peaceful views with no backyard neighbors as the property backs up to a scenic greenbelt. The 2-car garage includes a 240V outlet—ideal for EV charging or a workshop setup. Community perks include a pool, playground, and walking trails. Conveniently located with easy access to JNAS, Lockheed Martin, and just a short 20-minute commute to downtown Fort Worth and hospital districts. Forget the hassle of new construction when you can have this move-in ready gem today!

Estimated
Seller's interest rate
5.5%
7%
Estimated
Monthly payment

$2,436
$2,744
You may also save up to $107,711 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,744 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
5.5%
Remaining term
29 yrs and 1 mo
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,436
Principal & interest
$1,835
Mortgage insurance
$148
Property taxes
$89
Home insurance
$304
HOA fees
$58
Utilities
Not included

Source: Public records

Home details
Size
1,776 sqft
Lot size
0.132 acres
Year built
2023
Type
Single Family Residence
HOA dues
$58.33

Source: NTREIS #20835627

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 18, 2025 12:38 am
Listing agent: Tracey Amaya
Listing provided courtesy of: RE/MAX Trinity (817) 870-1600
Details provided by NTREIS and may not match the public record.
MLS ID: #20835627
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.