9447 Brightstar Dr, Manassas Park, VA 20111
4 beds · 4 baths · 3,310 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome Home to Cayden Ridge! This beautifully maintained 4-bedroom, 3.5-bath home offers over 3,300 square feet of comfortable, stylish living. Step inside to gleaming hardwood floors on the main level and a striking LVP accent wall in the foyer. The open-concept layout features a spacious living and dining area, anchored by a gas fireplace and flooded with natural light from oversized picture windows. The chef’s kitchen is a showstopper, complete with quartz countertops, stainless steel appliances, a massive center island with sink and dishwasher, and gas cooking—perfect for entertaining or everyday living. Upstairs, the owner’s suite offers a serene retreat with a luxurious ensuite bath featuring a huge walk-in shower. The updated full bath on the upper level has new fixtures and accessories. The lower-level living area includes a full bath, offering great flexibility for guests, a home office, or recreation space. Additional highlights include: Fresh paint in the owner’s suite and secondary bedrooms New ceiling fan in a secondary bedroom Custom window treatments in the kitchen and office by The Shade Store Backing to Signal Hill Park and Signal Bay Waterpark—ideal for summer fun! Enjoy a fantastic location with easy access to shopping, dining, and entertainment. Just minutes to Old Town Manassas, the VRE, Route 28, and I-66—a commuter’s dream! Don’t miss your chance to call this exceptional property home!
Source: BRIGHT #VAPW2091738
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAPW2091738
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.